Mortgage Rates
See today's rates below and apply online anytime.
These rates are for California and North Carolina Primary Residence or Second Home Purchase, 1 Unit, Maximum LTV 60%, Minimum FICO 660, No Subordinate Financing*
Conforming - Minimum loan amounts of $40,000 to loan amounts of $647,200.00
| Loan Product | Rate | APR | Points | Payment Per Thousand |
|---|---|---|---|---|
| 30 Year Fixed | 4.875% | 4.920% | 0.00% | $5.29 |
| 20 Year Fixed | 4.750% | 4.810% | 0.00% | $6.46 |
| 15 Year Fixed | 4.125% | 4.196% | 0.00% | $7.46 |
| 7/1 Adjustable Rate Mortgage(ARM) | 2.375% | 3.225% | 0.00% | $3.89 |
| 5/1 Adjustable Rate Mortgage | 2.750% | 3.442% | 0.00% | $4.08 |
Super Conforming - Minimum loan amounts of $647,201 to loan amounts of $970,800 (High Cost Areas as defined by Federal Housing Finance Agency).
ttps://www.fhfa.gov/DataTools/Downloads/Pages/Conforming-Loan-Limits.aspx
| Loan Product | Rate | APR | Points | Payment Per Thousand |
|---|---|---|---|---|
| 30 Year Fixed | 5.000% | 5.036% | 0.00% | $5.37 |
| 20 Year Fixed | 4.875% | 4.924% | 0.00% | $6.53 |
| 15 Year Fixed | 4.250% | 4.307% | 0.00% | $7.52 |
| 7/1 Adjustable Rate Mortgage(ARM) | 2.375% | 3.217% | 0.00% | $3.89 |
| 5/1 Adjustable Rate Mortgage | 2.750% | 3.434% | 0.00% | $4.08 |